Apply Now

What Are The Application Requirements For An Instant Cash Advance Loan?

18 years of age or older is the required minimum age in the united states, additionally, applicants must meet standard minimum employment or income requirements, and must provide proof of the above requirements when filling out the loan application in our 2-minute online application process.

Specifically, the application requirements are:

A current valid phone number

A current valid email address

Current valid contact information, including a current address

A current valid checking account that accepts electronic transfers

We’ll also ask for employment details and/or any additional sources of recurring income.

Once you complete the online loan application with IAC for one of our instant cash advance loans approval decisions, we provide you with an approval answer instantly.

We do not rely on traditional credit checks or credit scores to make lending decisions, we open the door for individuals who might have struggled with poor credit in the past.

No faxing is required and you won’t have to wait days for an answer to get started, a credit score is not always as important as a stable source of income with an instant cash advance loan to get a next business day approval decision, as the majority of our lenders do not rely on a traditional credit check to get cash.

IAC loans short-term loan options & terms and conditions usually offer approved first-time borrowers up to \$250; usually this decision is made regardless of a credit score and often without a credit check.

As long as applicants have a working bank account or checking account that is in good standing the odds of approval are often favorable.

Once you make an initial loan repayment on time and also working with IAC and establishing a good lending history, you may be able to increase how much you can borrow at a time from us (availability varies by state).